Medicare Coverage Made Simple.Medicare Coverage Made Clear.
Compare plans, understand your options, and get help from licensed professionals.
Medicare Advantage Plan Types
Understanding the structure of your coverage is the first step toward security.
| Plan Type | Core Benefits | Ideal Candidate | Network Flexibility |
|---|---|---|---|
| HMO (Health Maintenance Organization) | Low premiums, integrated drug coverage, primary care coordination. | Seniors preferring a central doctor to manage all care. | Fixed Network |
| PPO (Preferred Provider Organization) | See any doctor, no referrals needed for specialists. | Active seniors who travel or want specialist freedom. | High Flexibility |
| PFFS (Private Fee-for-Service) | Plan determines how much it pays providers and how much you pay. | Those in rural areas with specific provider agreements. | Provider-Specific |
| SNP (Special Needs Plans) | Tailored benefits for specific chronic conditions or financial status. | Individuals with diabetes, ESRD, or dual eligibility. | Specialized Care |
Cost & Coverage Analysis
A transparent look at how Medicare Advantage impacts your financial planning.
| Expense Category | Medicare Advantage (Part C) | Original Medicare (A & B) |
|---|---|---|
| Monthly Premium | Often $0 beyond Part B premium | Standard Part B Premium |
| Out-of-Pocket Limit | Included (Annual Cap) | No Maximum Limit |
| Drug Coverage | Usually Included (MAPD) | Requires separate Part D |
| Extra Benefits | Dental, Vision, Hearing, Gym | Not Covered |
Your Path to Enrollment
We simplify the complex timelines of Medicare into clear, actionable steps.
Verify Eligibility
You must be enrolled in Medicare Part A and Part B. Generally, this starts at age 65 or earlier due to certain disabilities.
Choose Your Window
Initial Enrollment (IEP), Annual Enrollment (AEP: Oct 15 - Dec 7), or Special Enrollment Periods (SEP) based on life changes.
Review Provider Networks
Our advisors cross-reference your current doctors and medications against plan formularies to ensure seamless continuity.
Finalize & Confirm
Submit your application with professional oversight. We handle the paperwork to ensure full compliance and zero gaps in coverage.
Trusted by Your Neighbors
"The clarity Senior Services Direct provided was life-changing. I finally understand my out-of-pocket limits."
"As a veteran, I appreciate the straightforward, no-nonsense approach. They helped my wife find a PPO that fits perfectly."
"Patient, professional, and thorough. They took the stress out of the Annual Enrollment Period."
Partner With Our Team
We are seeking dedicated professionals who share our commitment to high standards and ethical guidance. Join a veteran-owned organization built on trust.
- Comprehensive Compliance Support
- Advanced Training Resources
- Professional Environment
Request Personalized Guidance
Our advisors are ready to help you navigate your Medicare Advantage options with clarity and calm authority.